When you are a Guard family, you occasionally run headlong into misguided interpretations of the role we play in the whole defense of the nation business. One thing we have almost 100% avoided is over-involvement in Tricare. Not because Tricare is something to be avoided, but learning the ins and outs of an insurance system every few years only to use it for a year annoys me. The interactions we've had with Tricare, for the most part, have been pleasant, efficient and worthwhile. I'm just not that into reinventing my wheels every so often. People who constantly try to find the next great thing or who tinker with things that aren't broken usually end up losing any real progress they may have achieved. I'll stick with civilian provided healthcare and like it.
I am concerned, though, for my family members (we're talking military family here) who depend on Tricare for their insurance and who, because of their status, do not have other cost-effective choices available to them.